Fix-and-Flip Loans
Purchase Plus Renovation Financing for Experienced and First-Time Investors
Fix-and-flip financing provides short-term capital for acquiring, renovating, and reselling residential and qualifying multifamily projects. We structure solutions for both experienced flippers and first-time investors with clear draw and exit requirements.
Fix-and-Flip Loans
Short-Term Residential Renovation Financing
Typical Terms
& Loan Parameters
Every transaction is structured individually. The parameters below represent typical ranges — actual terms depend on the asset, borrower profile, and market conditions.
Loan Term
6–18 months
Amortization
Interest-only during hold
Rate Structure
Typically adjustable
Loan Range
$100,000 – $10,000,000+
Key Highlights
- Purchase plus renovation financing
- Up to 100% of purchase and rehab for qualified experienced investors
- Programs for first-time flippers
- Financing up to 75% ARV, subject to underwriting
- 1-4 unit and qualifying multifamily projects
- Fix-and-sell and fix-and-hold strategies
- Draw process, liquidity, credit, and experience requirements
- Short Tell Us About Your Flip lead form
“Vynra Capital structures fix-and-flip loans to support speed, renovation execution, and sell or hold strategy with clear draw and exit plans.”
Vynra Capital
When to Use Fix-and-Flip Loans
Purchase + Rehab
Finance acquisitions and renovation costs with short-term, asset-based capital.
First-Time Flippers
Programs designed for newer operators with a clear plan, liquidity, and experience or sponsor support.
Fix-and-Hold
Keep properties in the portfolio while completing renovation and stabilization before sale or refinance.
Required
Documents
The following documents are typically required for Fix-and-Flip Loans applications. Requirements may vary by lender — this checklist serves as a baseline to help you prepare and streamline approvals.
Lender Requirements May Vary
This checklist represents baseline documentation. Some lenders may require additional items or waive certain documents based on deal specifics, borrower profile, or loan size.
Purchase contract
Scope of work / rehab budget
Project timeline
ARV and comps
Borrower liquidity and experience
Property photos
Bank statements
Entity documents
Ready to move forward?
Our advisors will guide you through document collection and lender submission.
Representative
Transactions.
Transactions represent financing structured across previous banking, brokerage, and private capital relationships.
$700,000
Fix & Flip / Hold Financing
Flushing, NY
Financing used to buy out a family partner and complete rehabilitation of a two-family property.
Every transaction is structured to support both immediate execution and long-term positioning.
Vynra Capital has structured financing across DSCR, Fix & Flip, Bridge, Commercial Real Estate, SBA, and Revenue-Based products — backed by 20+ years of relationships.
Ready to Structure the
Right Fix-and-Flip Loans?
Tell us about your project and goals. We’ll evaluate your situation and align it with the best capital source available.