Vynra Capital
About Vynra Capital

More Than a Lender.A Capital Partner.

Founded by Jason Smith after 20+ years across banking, brokerage, and commercial lending — Vynra Capital delivers financing with discipline, strategy, and long-term positioning at the forefront.

Founded 2004
20+ Years Experience
500+ Transactions
$2B+ Structured
Jason Smith — Founder, Vynra Capital

Quick Facts

Career Start2004, New York
First RoleLoan Officer #1 — Triumph Funding
Team Built100+ Loan Officers at Triumph
Bank OwnershipCo-Owner, Flagstar Bank Branch
SpecialtyCommercial & Structured Deals
Founded VynraAfter 20+ Years in Lending
Founder & Principal

Jason Smith

Founder, Vynra CapitalNew York

Jason Smith is the Founder of Vynra Capital, bringing more than 20 years of experience in commercial, asset-based, and structured financing.

Jason began his career in 2004 in New York as the first loan officer at Triumph Funding. He helped grow the firm into one of the largest mortgage brokerage operations on Long Island, expanding to more than 100 loan officers. During this period, Jason became a trusted resource for complex hard money and commercial transactions, supporting both clients and fellow loan officers.

He later went on to co-own a branch of Flagstar Bank and has worked across multiple banks and brokerages throughout his career. While his experience spans residential and institutional lending environments, his expertise and passion have consistently centered on commercial and structured deals.

Jason leverages longstanding relationships with banks, non-bank lenders, hedge funds, insurance-backed capital providers, private lenders, and institutional funding groups to structure financing solutions that serve both immediate objectives and long-term positioning.

At Vynra Capital, Jason focuses on disciplined execution, intelligent structuring, and long-term advisory relationships with investors, business owners, builders, and financial professionals.

I started Vynra Capital after more than 20 years in banking, brokerage, and commercial lending because I saw a gap in the market. Too often, borrowers were offered financing without strategy. Through every role, my focus gravitated toward commercial and structured transactions. Those relationships allow Vynra Capital to structure financing thoughtfully and position clients for long-term growth. My mission is simple: deliver capital with discipline, integrity, and a forward-looking strategy that strengthens every client's financial position.

JS

Jason Smith

Founder, Vynra Capital

Capital Network

Commercial BanksNon-Bank LendersHedge FundsInsurance-Backed CapitalPrivate LendersInstitutional Funding Groups
Career History

20+ Years of Building.
Structuring. Executing.

A career built deal by deal — from first loan officer to institutional bank co-owner to founding Vynra Capital.

2004

Career Begins at Triumph Funding

First Loan Officer

Jason starts as the first loan officer at Triumph Funding in New York, quickly becoming a trusted resource for complex commercial and hard money transactions.

2007

Triumph Funding Scales to 100+ Loan Officers

100+ Loan Officers

Playing a key role in growing the firm into one of the largest mortgage brokerage operations on Long Island, with over 100 loan officers.

2010s

Co-Ownership of Flagstar Bank Branch

Bank Co-Owner

Jason co-owns a branch of Flagstar Bank, deepening his institutional banking experience and expanding his relationships across multiple lending platforms.

Present

Vynra Capital Founded

Founder & CEO

Drawing on 20+ years across banking, brokerage, and private lending, Jason founds Vynra Capital to deliver strategic, structured capital solutions with speed and discipline.

Our Approach

How We Operate.

Every engagement at Vynra Capital is grounded in four operating principles that define how we evaluate deals, build relationships, and deliver results for our clients.

01

Disciplined Execution

Every transaction is managed with institutional-level rigor — from initial intake through closing, with no detail left unaddressed.

02

Long-Term Relationships

We are not a one-time transaction provider. Our goal is to become a trusted, long-term capital resource for every client we serve.

03

Intelligent Structuring

We evaluate every deal for immediate approval and for how it positions the borrower for refinancing, future leverage, and growth.

04

Broad Capital Access

Relationships with banks, hedge funds, insurance-backed lenders, private capital, and institutional funding groups nationwide.

Who We Serve

Built for Investors,
Owners & Builders.

Whether you are acquiring your first investment property, scaling a commercial portfolio, or developing ground-up, Vynra Capital structures financing that aligns with your objectives and long-term position.

Real Estate Investors

Business Owners

Builders & Developers

Commercial Brokers

Real Estate Agents

Loan Officers

CPAs & Advisors

Growing Enterprises

Get Started

Let’s Structure the Right
Capital Solution.

Tell us about your project and goals. Jason and the Vynra Capital team will evaluate your situation and align it with the best capital source available.