Construction Loans
Development and Ground-Up Financing
Construction loans provide phased funding for ground-up and redevelopment projects. Funds are typically disbursed in draws based on construction milestones, enabling disciplined project execution.
Construction Loans
Development & Ground-Up Financing
Typical Terms &
Loan Parameters
Every transaction is structured individually. The parameters below represent typical ranges — actual terms depend on the asset, borrower profile, and market conditions.
Loan Term
12–36 months
Amortization
Interest-only during construction
Rate Structure
Generally adjustable or floating
Loan Range
$250,000 – $25,000,000+
Key Highlights
- Ground-up construction funding
- Milestone-based draw schedules
- Interest-only during build phase
- Multifamily & commercial eligible
- Defined takeout strategy included
- Fast approval for qualified projects
“Each construction loan is structured with a defined takeout strategy to ensure a smooth transition into permanent financing after project completion.”
Vynra Capital
When to Use Construction Loans
Ground-Up Development
Fund new residential or commercial construction with phased draws tied to milestones.
Multifamily Projects
Finance 5+ unit multifamily builds with interest-only construction period up to 36 months.
Redevelopment
Reposition or gut-renovate existing structures with flexible construction draw schedules.
Required
Documents
The following documents are typically required for Construction Loans applications. Requirements may vary by lender — this checklist serves as a baseline to help you prepare and streamline approvals.
Lender Requirements May Vary
This checklist represents baseline documentation. Some lenders may require additional items or waive certain documents based on deal specifics, borrower profile, or loan size.
Construction plans & budget
General contractor agreement
Project timeline
Permits
If available
Borrower financials
Entity documents
Experience resume
Ready to move forward?
Our advisors will guide you through document collection and lender submission.
Representative
Transactions.
Transactions represent financing structured across previous banking, brokerage, and private capital relationships.
$6,500,000
Bridge Loan – 72 Unit 55+ Residential Development
Glen Cove, NY
Bridge financing structured to retire mezzanine capital and complete a 55+ residential development.
Every transaction is structured to support both immediate execution and long-term positioning.
Vynra Capital has structured financing across DSCR, Fix & Flip, Bridge, Commercial Real Estate, SBA, and Revenue-Based products — backed by 20+ years of relationships.
Ready to Structure the
Right Construction Loans?
Tell us about your project and goals. We’ll evaluate your situation and align it with the best capital source available.